Why Cobalt?
Cobalt credit is different from other credit repair companies you see advertised with their hidden fees and empty promises. In an effort to be the best around, we've researched the competition and here's what we found.
Other Credit Repair Companies
1) Dispute only one negative item at a time, taking forever to see measureable results.
2) Only dispute with credit bureaus, when disputing with all involved parties is considerably more effective.
3) Charge high upfront fees, frequently making empty promises but rarely delivering desired results.
4) Often have complaints with the Better Business Bureau, state and federal consumer protection agencies.
Cobalt Credit Services
1) Dispute as many items as we can safely do at one time without alerting the credit bureaus (normally 22 items per round.)
2) Disputes with the original creditor, the collection agency, and the credit bureaus at the same time. This produces phenomenal results! When any one of these companies is out of compliance with credit reporting laws, your negative item gets deleted from your credit report!
3) Charges a flat rate for set-up and two different payment plan options to chose from to meet the budget of both individuals and families. This is after your FREE, NO RISK Consultation.
4) Has no complaints with the Better Business Bureau, is 100% legal, licensed, and in full compliance of State and Federal laws.